Frequently Asked Questions

Will the removed items come back?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
What can I expect when I enroll in your Credit Education program?

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and federal and state regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report.
Is Credit Education and repair worth it?

To answer this question, you must consider how much credit impacts your life. Having excellent credit can save you thousands of dollars on your next car loan and the savings are even greater when considering a mortgage loan. On the other hand, bad credit could prevent you from obtaining insurance coverage, and in some cases gainful employment. This is why we are dedicated to enhancing your credit profile and educating you on how to build and maintain financial stability.
What Items Can You Help Me Remove?

The Fair Credit Reporting Act (FCRA) mandates that everything on your credit profile be reported accurately or it must be removed. This includes bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

Will the removed items come back?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
What can I expect when I enroll in your Credit Education program?

We will guide you through the process from start to finish and prepare all your documents for you. We have a superb knowledge of credit scoring and experience working with creditors and credit bureaus. It may be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and federal and state regulations in place for credit reporting. We have spent a great deal of time learning the laws that will help you to remove negative information on your report.
Is Credit Education and repair worth it?

To answer this question, you must consider how much credit impacts your life. Having excellent credit can save you thousands of dollars on your next car loan and the savings are even greater when considering a mortgage loan. On the other hand, bad credit could prevent you from obtaining insurance coverage, and in some cases gainful employment. This is why we are dedicated to enhancing your credit profile and educating you on how to build and maintain financial stability.
What Items Can You Help Me Remove?

The Fair Credit Reporting Act (FCRA) mandates that everything on your credit profile be reported accurately or it must be removed. This includes bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.